Affordable Care Act (Obamacare)

The Affordable Care Act (ACA), also known as Obamacare, is intended to lower health care costs, provide more health care choices, and improve the quality of health care. Major provisions include:

• Coverage for seniors who hit the Medicare Prescription Drug coverage gap, or "donut hole"
• Expanded coverage for young adults, allowing them to stay on their parents' plan until age 26
• Access to insurance for people with pre-existing conditions
• The end of annual and lifetime dollar limits on coverage
• Small business tax credits to help companies provide insurance coverage to their workers

When and How to Enroll

The Open Enrollment period begins on November 1, 2015 and ends on January 31, 2016. You can enroll year round if you have certain life changes — like getting married, having a baby, losing other coverage, or moving — or if you qualify for Medicaid or CHIP.
Apply for health insurance coverage through the ACA Marketplace:

• Create an account and apply online at HealthCare.gov
• Apply by phone at 1-800-318-2596 or TTY at 1-855-889-4325
• Find a local center to apply in person
• Download an application form to apply by mail

Get more information about common ACA questions.

source: https://www.usa.gov/